How To Get The Best Health Care Overseas—While Slashing Your Costs In Half (Or More)

How To Get The Best Health Care Overseas—While Slashing
Your Costs In Half (Or More)

Dear Live and Invest Overseas Reader,

When you dream about your new life overseas, there’s one place you probably don’t see yourself…

In fact, it’s the last place any of us want to be…

Stuck in the waiting room.

I mean, who wants to think about seeing a doctor or a dentist—even if it is in paradise?

But once you spend extended time in another country, you’re going to need some kind of medical attention.

Even if it’s as minor as an eye exam or a dental cleaning...

There’s just no avoiding the chair.

So, before you break for the border, it’s important to understand all your options for health care in the place—or places—you’re planning to call home…

And to find the right health insurance policy to cover you for whatever might come your way.

But here’s the good news…

You can get first-rate health care overseas, as well as full health insurance coverage, for a fraction of what it will set you back in the United States today.

Even paying out of pocket for services overseas can still come in far cheaper than your co-pay costs back home.

Right now, in some of our top retirement havens, you can see a specialist for as little as $25…

An X-ray costs $45…

And a private suite in a hospital is only $75 a day (or you can go semi-private from $50)…

Meanwhile, a hospital-based insurance policy starts at around $25 a month… with high-level, VIP packages from $75 a month.

And, if you’re fed up forking out for prescription drugs, here’s something else that should make your day…

Outside the States, the cost of meds is often 50% to 80% lower than what you’re being charged right now—sometimes they’re free.

What’s more, many common drugs you can only get by prescription Stateside are available over the counter, saving you the added cost (and hassle) of a trip to the doctor’s office.

The bottom line is you get to hold on to more of your hard-earned cash… and you’re free to embrace the good life in your chosen paradise.

No More Sticker Shock…

If you’re wondering how you can possibly have access to these bargain-basement prices… while still getting excellent care…

The answer is simple.

Right now, you’re being ripped off.

It’s no secret the United States has the most expensive health care system in the world.

By going overseas, you’re leaving all those problems behind.

For starters, doctors and specialists overseas don’t have anywhere near the same insurance overheads to stay in business.

Plus, outside the USA, Big Pharma is banned from offering gifts and cash to doctors for prescribing their drugs.

Generic brands are readily available—and, again, you can often get them over the counter… no questions asked!

Also, labor costs in many parts of Asia and Latin America are significantly lower than minimum wage in the United States. This helps further drive down the cost of health care in those regions…

All this means, when something does go wrong, and you need medical attention, you won’t be paying through the nose.

It really is a whole different world out there.

Suddenly, procedures we Americans tend to procrastinate with—like a knee replacement or a dental implant—can be treated professionally at a fraction the cost.

Even elective procedures that you’d typically be out of pocket for—from veneers to a tummy tuck—can be surprisingly affordable.

You’ll find some places even go the extra mile to attract foreign retirees to their shores...

If you qualify for Panama’s pensionado visa, for example, you’ll get 10% off your prescription medicines, 20% off health care consultations, and 15% off dental and eye exams…

That’s extra savings on costs that are already far below U.S. prices.

LASIK Surgery For One-Tenth
The Cost Back Home…

Colombia’s cost of living is one of the world’s greatest bargains—

it also has some of the best hospitals in Latin America…

Almost every expat I’ve met has their own version of the “I can’t believe it’s so cheap” story.

Here’s Deryl F.’s report of his care in Colombia…

“I started wearing glasses at age 5 so I could read the blackboard in first grade. When I was about 45, I graduated to bifocals. Then at the age of 55 I was told to consider trifocals. I balked. I hadn't gotten used to the bifocals yet.

“My wife at the time was Colombian. When I spoke with her about my deteriorating eyesight, she suggested we go to Colombia to see about LASIK surgery.

“In South Florida, where we were living, the cost for LASIK was $3,000 per eye.

“We traveled to Colombia where I had the procedure performed for $300 for both eyes.

“Six years later I was having trouble with hemorrhoids. I went to a doctor in Tampa, and he performed a colonoscopy. I had insurance at the time; my co-pay was $100.

“That doctor then referred me to someone else... who referred me to someone else...

“In all, I saw a series of five specialists and paid out more than $500 in co-pays.

“And my problem was no better.

“So, I flew to Colombia to see a proctologist. He pursued a simple course of treatment that resolved the problem completely. The cost was less than $60.

“Most people know it as ‘medical tourism.’

“I think of it as being a thrifty and educated user of global medical services.”

How Sasha Saved $2,000 On A Root Canal…

It’s not just doctors who charge less abroad—you could save thousands of dollars even for a single procedure in places like Mexico…

Here’s another quick story from digital nomad Sasha S…

While in the United States, Sasha got an abscess on his gum. His dentist told him he’d need a root canal and crown—for the grand total of $2,500.

As Sasha was planning a long-term stay in Puerta Vallarta a few weeks later, he decided to take his chances and wait to see the story south of the border.

“Following a recommendation from our Airbnb host, I took the bus up the highway to the dentist’s office.

“To my surprise, what I found was one of the nicest, most modern-looking dental practices I’ve ever been in.

“They did a great job of putting me at ease and explaining everything. We scheduled the handful of appointments that it would take, and I went on my way with plans to return a few days later.

“There are few things in life less pleasant than getting a root canal, but I’m happy to say that this experience was about as pleasant as it could possibly be. The endodontist did his best to calm my nerves, and I was never in any serious pain.

“I went back a few days later for them to check on the healing process and then again to take the mold for the crown. A week later, I returned yet again to get the crown, and my dental dilemma was finally solved.

“I was going to be on the hook for $2,500 for the root canal and crown in the States. Instead, I paid around $550 for it—a savings of nearly two grand.

“Best of all, the dentist I attended in Puerto Vallarta offer patients a 10% discount for paying in cash. I didn’t have enough pesos on me to cover the entire bill, but they let me pay the remainder on my next visit for a check-up.”

Sasha’s story raises an important point…

While the savings you can make on your health care overseas are worth shouting about, it’s not all about the money.

The resounding message we hear from expat friends—and something I’ve experienced firsthand in almost three decades of living overseas—is that you’ll often get more personal service.

Doctors and specialists aren’t in a rush. They take time with you and help you understand your options, so you can make more informed decisions.

And speaking of decisions, there’s one big one you’re going to have to address, sooner rather than later…

“Go Naked” Or Cover Up—What To Do About Health Insurance Overseas

Of course, you’re not going to choose your new home based purely on the level of health care available or the cost of services.

But where you choose to go—and how long you decide to spend there—will play a big part as you shop around for health insurance.

If you’re dividing your time between two or more countries, then you’ll want to look at an international health insurance policy, which would cover you anywhere in the world…

If you’re sticking to one country, you’ll have options for local health insurance—often at a fraction the cost of what you’re used to paying back home, with basic packages starting from as little as $25 a month…

Some expats choose to skip the cost of health insurance completely. We call that “going naked”…

In Latin America, for example, the costs are so cheap that paying out of pocket is still a fraction of what you’d be charged on your co-pay back home.

“When I lived in Ecuador, I didn’t even know anyone who had private insurance,” says expat Lee H. “In that country, there is a strong doctor-patient relationship. Office visits are long and unhurried, often taking a half-hour or more. You can get appointments on the same day.

“The doctors attend to you personally, without the intervention of physicians’ assistants, nurses, or other staffers. Doctors focus on your lifestyle and nutrition first… but when they do dispense drugs, you’ll find them to be as low as one-third of the U.S. price.”

For many, the pay-as-you-go system makes sense.

But only you can decide the best path to take…

Get The Inside Track On Navigating Health Care Overseas (While Saving Thousands Of Dollars)…

Now that you know you can have access to great health care overseas—at a far lower cost—there’s just one thing left to do…

You need to figure out your options in the place—or places—you’re planning to spend time.

As Deryl F. put it earlier, you want to become a thrifty and educated user of global medical services.

So, where do you start?

I’ll be honest. Figuring out your options for health care and insurance overseas does take some work.

If you’ve spent any time trying to research this topic yourself, you’ll know how easy it is to lose countless hours weeding through ads to try and get solid information.

But I can help you skip all that frustration and figure out your own health insurance plan in a matter of days, so you’re free to set off on your new life overseas in confidence.

You’ll find everything you need in The Ultimate Guide To Health Care And Health Insurance Overseas—freshly updated and expanded for this year.

In putting together this bumper package of video recordings and electronic reports, my editors have consulted with medical experts in our top havens around the world to get the latest details on insurance plans and medical costs.

And they’ve connected with expats on the ground in our favorite havens to get their insights on navigating health care and health insurance on foreign shores.

These expats have made the mistakes, so you don’t have to…

They’ll share their recommendations on where to go… who to see… and how much you should expect to pay.

We’ve left no stone unturned with The Ultimate Guide To Health Care And Health Insurance Overseas, you’ll have everything you need to help you figure out your own personal plan for health care and insurance no matter where you decide to roam.

What’s more, as a loyal Live and Invest Overseas reader, I’d like to offer you access to this one-of-a-kind resource at a generously discounted price—and with absolutely no risk to you…

Order Now

Without further ado, let’s take a look at what you can expect in this power pack of resources…

Essential Health Resource #1:

Full Set Of Videos From Our
Health Care Overseas Workshop

(a $129 value)

In nearly three decades of living overseas, from Ireland to France to Panama, I’ve had to figure out health care and health insurance for my family and adjust our plans as we move around the world... Just like many of my expat friends and correspondents.

While we always touch on the topic of health care in our various publications and events, I felt I was sitting on a mine of information that I could never get out there. Not only that, but I had a growing network of health experts from our top havens around the world.

We needed a bigger forum for all this health care knowledge…

And that’s why, we hosted our “Health Care Overseas Workshop.”

Now, as part of this expanded version of The Ultimate Guide To Health Care And Health Insurance Overseas, I’m including the full set of video recordings from those live sessions.

Through these panel discussions and presentations, you’ll clearly see how much money you can save by taking advantage of health care and health insurance overseas. As well as hearing from health professionals, you’ll also get insights from expats who are experiencing these services first-hand…

In addition to understanding your potential costs, you’ll also learn which countries offer the best care for your needs—and which might not…

Through these 15 video sessions, we’ll take you on a tour of the world, across Latin America, Asia, and Europe, to show you all your options for living better and longer—for less money…

Once you secure your copy of The Ultimate Guide To Health Care And Health Insurance Overseas, you’ll have lifetime access to these videos. You can watch them at your own convenience—and revisit them as many times as you wish…

Among the collection, you’ll find sessions including:

Health Care Overseas 101—Everything You Need To Know To Get The Best Possible Care (52 minutes)…

Managing Medicare As Part Of Your Overall Overseas Health Care Plan (57 minutes)…

Health Insurance Overseas—How To Shop Your Options To Make The Choice That’s Right For You (51 minutes)…

Medical Tourism—A Nip, A Tuck, A New Hip, A New You… For A Fraction Of The Cost (48 minutes)…

Nature’s Best-Kept Secret To Staying Young (31 minutes)…

Individual country-specific sessions on navigating health care in Panama, Mexico, Colombia, Portugal, Spain, and Belize…

Again, you can watch these high-resolution videos in your own time—in whichever order you prefer—and repeat as often as you wish…

Through these lively panel discussions and in-depth presentations from our top overseas health experts and seasoned expats, you’ll find out:

Which of the top retirement havens stand out in terms of high-quality health care…

Where you’ll find health care to be the most affordable…

The differences between public and private health-care systems around the world (would public care, often available at very little cost-even free-make sense for you in the country where you’re considering retiring? We’ll help you answer that question)…

Choosing the right health insurance… and learning when to go
without it…

Understanding all your health care options and costs…

How to get into full-coverage heath care systems abroad, including and especially in Europe, for cheap (or even free)…

What to do with Medicare when you go overseas (unfortunately, it can’t go with you, but it can remain part of your global health plan—you’ll learn our time-tested strategy for choosing which parts to keep)…

Special health care and health insurance options for military veterans overseas…

10 popular places offering top-notch health care services—and how much you can expect to save in each…

The most common “medical tourism” procedures sought out overseas—from dentistry to orthopedic treatments…

The benefits of combining treatment with an overseas adventure—and specific places where you can do it at a big bargain…

The best way to find a reputable cosmetic surgery clinic overseas (in an industry that’s riddled with scammers)…

And lots more…

Again, as a buyer of The Ultimate Guide To Health Care And Health Insurance Overseas, you’ll get immediate access to all these valuable insights instantly…

So you can get over the hump and kickstart your new adventure once and for all (and with a lot more money in your pocket)…

Order Now

“Information on Medicare I hadn’t heard before”

Great workshop! There was a lot of information on Medicare that I hadn't heard before. [Ted Sarenski] really provides very helpful information.

– Patricia R., United States.

Essential Health Resource #2:

Top Health Insurance Options
For The Expat And Retiree Abroad

(a $47 value)

In addition to the video resources, I’d also like to share my library of health-related reports…

Before you choose a health insurance provider anywhere in the world, you need to first understand what you’re looking for. After that, it becomes much easier to pick the best company for you.

In this report, we’re going to make sure you go in with your eyes wide open. We’ll help you answer all your critical health insurance questions, including:

How to choose the policy that best suits your specific needs…

What your health policy should cover—and what it likely won’t…

Policy details, including what’s covered at what cost, and recommended contacts…

What to do if you have pre-existing conditions…

What to do if you’re older than the cut-off age for new policyholders…

Pricing details for insurance plans in 20 of our top overseas retirement havens…

The very best international health insurance policies available today…

Countries where health insurance is required to qualify for residency—and where it’s not…

Why you should never buy insurance online (at least not until you’ve confirmed the answer to this all-important question)…

By the time you’ve gotten through these 44 pages, you can confidently move ahead and lock in the best plan for you.

Order Now

Essential Health Resource #3:

Health And Medical Care In The World’s Top 21 Havens

(a $49 value)

As I said earlier, you’re not going to choose your new home overseas based entirely on the health care options on the table…

But getting to grips with the standard of care available, as well as the best providers on the ground, is an essential step in your planning.

For each of the 21 countries featured in this 230-page e-book, you’ll find out:

The standard of local medical care and availability of hospitals and clinics. (This may affect which country you eventually choose… and even where you settle down within that country)…

What to expect of the local dentistry standards—as well as how costs compare to the U.S…

Top local health insurance policy options, based on recommendations from in-country correspondents…

Key differences between public and private health care systems (could public care, often available at little cost, even free, work for you in the country you’re considering?)…

Where to get recommendations for a health care specialist in your new home (you don’t want to walk into the first doctor’s office you see or limit yourself to English-speaking doctors)…

And much more…

Some countries offer a dozen or more local insurance options. Some offer just a handful. You’re unlikely to find all the best ones online (and in English)… and when you do, the information is often outdated.

But with this guide in your hands, you’ll have the latest information available for health care in the world’s best havens.

Once you’ve gotten through these first three resources, you’ll have answered many of your questions on sorting health care and insurance overseas… and you should have figured out the best path for you.

But we’re still not done…

Remember, you want to explore everything available to you as you embark on your exciting new journey overseas. With that in mind, we prepared this next report…

Essential Health Resource #4:

Medical Tourism—From New Hips To Facelifts: Your Guide To The World’s Best Prices For
Elective And Cosmetic Surgeries

(a $28 value)

I’ve already given you an idea of how much lower the cost of health care can be overseas, particularly in Latin America.

But really, that’s no secret. For years, North Americans have been traveling abroad to take care of anything from a tummy tuck to a new hip. And, in the past decade or so, a whole new medical tourism industry has spawned.

In the pre-pandemic years, a reported 1.2 million U.S. citizens were traveling to Mexico each year for medical treatment. Of course, those are only the known figures. Many more choose to keep their travel reasons private.

The market is fast returning to its pre-pandemic level. And it’s not just happening in Mexico. Other Latin American countries like Colombia, Costa Rica, and Panama are luring savvy patients to their specialist clinics.

These medical tourists are finding the costs overseas to be so much lower that they can add on a couple weeks’ vacation and still pay less than they would back home for the surgery alone.

What’s more, patients often receive more services in their price.

USA Vs. Overseas—How Much For A Tummy Tuck?

What’s included?

Average cost

New York City, USA

Doctor’s fee
Hospital stay
Complication policy

$12,000

Medellin, Colombia

Doctor’s fee
Hospital stay
Complication policy
Transportation
Blood tests
Unlimited revisions with plastic surgeon
Anesthesiologist appointment
Post-surgery pain relief meds
10 post-surgery massages + ultrasound at home
Nutritional plan
And more

$7,800

Now, that’s not to say everywhere is better overseas. You have to do your due diligence—that’s where this report comes in.

Here’s just a taste of what you’ll find in its pages:

What exactly medical tourism is (it’s not just about getting a nip and a tuck)…

How to make a vacation from your procedure overseas (and still save money)…

How seeking treatment overseas can cut your waiting time down to almost nothing…

From hip replacement to heart surgery, Invisalign to Botox—10 great countries for medical tourism (along with side-by-side U.S. price comparisons)…

Common pitfalls to avoid as you look at your options overseas (along with a checklist, so you can protect yourself)…

Order Now

Essential Health Resource #5:

Health Insurance After Age 74—
Your Best Options Explained

(a $14 value)

As with life insurance, if you—or a loved one moving with you—are 75 years old or older, your options for qualifying for a new health insurance plan overseas, or anywhere for that matter, are severely limited.

The good news is you have options—just not as many.

In this report, you’ll discover practical, cost-effective, and viable options for your health insurance needs at this stage of life.

Why you should hold on to Medicare (and what parts you should consider keeping)…

5 options for health coverage in a foreign country (for those age 75 and over)…

7 countries where health care is so affordable you could quite comfortably “go naked”…

Our ultimate checklist to help you judge a potential insurance policy…

Essential Health Resource #6:

Getting To The Root Of Good Dentistry Overseas

(a $28 value)

We all know that regular trips to the dentist can help us keep our teeth as long as possible. But, in recent years, research has shown that the state of our oral health can also affect the long-term health of our bodies.

Poor dental hygiene has been linked to life-threatening diseases such as cancer, heart disease, diabetes, and dementia.

All the more reason to ensure you find yourself a good dentist overseas.

And that’s where this special report comes in…

Thanks to the growth in medical tourism, many dental clinics overseas are used to caring for foreign patients. What’s more, they’re equipped with state-of-the-art equipment. Still, the prices can be as much as 50% to 70% lower than in the U.S.—without compromising on the quality of care.

But whether you’re looking for a long-term dentist in your new home or popping overseas for a root canal, you need to exercise caution and do your due diligence.

In this special report we’ll make sure you go in fully prepared. You’ll discover:

The most popular countries for dental tourism—and how much you can expect to save on common procedures…

10 tips for selecting the right dentist in a foreign country (don’t leave home without this checklist)…

Recommendations on where to go for treatment in some of the world’s top dental destinations…

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Essential Health Resource #7:

The Best Havens For Handicap Accessibility

(a $17 value)

The United States is one of the best places in the world for wheelchair and mobility scooter accessibility.

That’s not to say that you can’t roll seamlessly into another country. But, depending on your needs, you may have to be more selective.

Elevators, escalators, ramps, and smooth sidewalks are a rarity in many historical or colonial destinations in Latin America and Europe, but certain countries are making big strides in adapting their cities and towns to be as mobility friendly as possible.

In this guide, we’ve narrowed our favorite world havens down to 15 destinations that could be viable options for an expat with mobility issues.

None of these places is perfect… inside, you’ll find out the pros and cons involved in getting around each one.

Essential Health Resource #8:

Price Comparison Index: Understand How Pricing Differs Around The World
At A Glance

(a $12 value)

You know, not every procedure is cheaper abroad, especially when you factor in travel and time…

If you want to cut right to the chase and see how much you can save on health care overseas, then this should be your first stop.

This Price Comparison Index has all the costs you need to know in quick reference charts.

You can see how costs on a variety of treatments—from a knee replacement to a butt lift—vary between the U.S. and 10 of the world’s top medical havens.

Essential Health Resource #9:

Your Ultimate Insurance Checklist:
How To Judge A Health
Insurance Policy

(a $12 value)

Health insurance companies these days aren’t exactly known for their generosity and charity. The “small print” is an all-important aspect of judging any health insurance policy.

While the earlier reports give you suggestions for quality health insurance policies across multiple situations and locations, I want to make sure you’re covered no matter what option you choose.

Deductibles, limitations and restrictions, pre-existing conditions, coverage network, and everything else you need to keep an eye on…

It’s all covered in this handy checklist that you can use whenever you’re ready to start a new insurance policy.

Altogether, The Ultimate Guide To Health Care And Health Insurance Overseas boasts 8 e-books and checklists…

Coupled with the set of 15 videos, you’ll come out with an excellent insight to all aspects of planning your health care in another country.

And, along the way, you’ll read and hear about the personal experiences of some of our correspondents in interacting with their local facilities…

Aside from all the facts and figures, it’s these anecdotes that can really help put things in perspective—and remove the mystery of living in a foreign country…

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Get Your Own Health Plan Sorted—
And Get A 67% Discount Today…

Figuring health care overseas can be one of the most difficult parts of planning a move…

It’s one of the main stumbling blocks our readers report.

Not knowing where to turn for health insurance… or whether a potential haven will meet their health care needs (or those of a loved one)… has slowed down the moving process in many cases.

But your health is one thing you can’t afford to put off for later…

As you’ll appreciate, pre-existing conditions play a role in how insurable you are. But, when it comes to obtaining a policy as a foreign resident, more important than pre-existing conditions is your age…

The longer you wait to apply, the more difficult it will be to qualify for coverage. If you know you want to retire overseas in the future, the earlier you lock in your options the better…

That’s why my team developed The Ultimate Guide To Health Care And Health Insurance Overseas…

We want to remove the mystery of how health care and health insurance works beyond your home shores and show you how much more affordable it can be, so you can take advantage of the situation as soon as possible.

With all these video and reading resources in your hands, you’ll be able to put your own plan in place in a matter of days…

And with that taken care of, you can get on with enjoying a stress-free adventure…

When you add up the value of all the resources included in The Ultimate Guide To Health Care And Health Insurance Overseas, it comes in at $336. And that’s what it would cost you to buy the full set of workshop recordings, along with each individual report…

But I’m not going to ask you for anything near that amount.

If you decide to buy the complete kit today—during my special discount period—you can get it for just ~~$336~~ $79.

That’s a whopping 76% off, and it’s a pittance when you consider how much you’ll save on your health bills down the line… once you know where to go and who to trust…

Order Now

“My Friend Paid Just $3.50 To
See A Doctor In Mexico”…

By way of full disclosure, a reader recently wrote in to tell me that the health care costs I’ve been quoting over the years are too conservative.

I stand by my quoted prices as guidelines of what to expect. But, of course, it’s possible to find lower costs, depending on where you go.

Here’s the note I got from reader Bob S…

“We were just in a lakeside hotel in Chapala, Mexico. One of our new friends from Arizona was feeling puny on a Sunday morning and decided to get help. With all local doctor offices closed, he had to attend an urgent care facility. They checked him out from stem to stern and ruled out flu or bronchitis but issued a prescription. Their bill came to $3.50—not a co-pay, just the sticker price!

“What’s more, the MD had his sheepskin from a US medical school on the wall and spoke English. Our friend's wife set out with a fist full of pesos to fill the prescription and came back with most of the cash. Kathleen, your description of offshore medical care is too modest!”

Now, dear reader, I can’t guarantee you’ll pay just $3.50 to see a doctor overseas…

But I can say, without a shred of a doubt, that you can wave goodbye to extortionate U.S. prices…

Especially if you follow the recommendations laid out by the experts and expats who contributed to The Ultimate Guide To Health Care And Health Insurance Overseas.

Get started by clicking on the button below…

Order Now

Sincerely,

Kathleen Peddicord
Founding Publisher, Live and Invest Overseas

P.S. I’ve decided to celebrate release of The Ultimate Guide To Health Care And Health Insurance Overseas by slashing the cost by a full 3/4…

I thought it was appropriate, given you can expect to slash your medical bills by at least that amount abroad.

But we put a lot of travel and expenses into the research you’ll find in this package… so I can only keep this special discount open for a limited time…

I therefore urge you not to delay and to secure your discounted price of just ~~$336~~ $79.

To lock in your 76% discount, click below now…

Order Now

P.P.S. The Ultimate Guide To Health Care And Health Insurance Overseas has the latest information and prices we’ve been given by our contacts in the health care industry in our featured destinations.

Of course, just as prices change, new clinics and services open all the time, and I’d like to keep you updated on those as much as possible…

So, when you click through to purchase The Ultimate Guide To Health Care And Health Insurance Overseas today, I’ll also include a free month’s service of my Overseas Living Letter—my flagship premium e-magazine.

Every month, it showcases a single retirement destination—providing in-depth accounts from the trenches of what it’s like to live there… that includes the lowdown residency, expat communities, and, of course, health care.

As soon as the next issue of Overseas Living Letter is released, you’ll get a copy straight to your email inbox—completely free of charge…

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