Revealed Inside Your Free Book:

 The World’s 23 Best Places To Live Rich On Any Budget ​​​​​​​

Dear Reader,
​​​​​​​
I’ve just written the most important book of my career.
And I'd like to send you a FREE copy.
 
This just-released, never-before-seen paperback is 410 pages.
 
Over the four decades of my career, I’ve written 10 books on retiring overseas…
 
But no other book like this one.

My previous volume, the best-selling How To Retire Overseas, made the case that retiring abroad isn’t just possible…

It’s the smartest lifestyle and financial move you can make.

I am proud to say that book has sold more than 100,000 copies and changed thousands of lives. 

 
Maybe you've read it… and maybe it's the reason you're here with me today. 
 
Since it was first published, the world has caught up to what I've been saying for more than 40 years now.

In the past six years alone, the number of Americans receiving Social Security benefits abroad has nearly DOUBLED, from 423,000 to more than 760,000.

And a 2025 Harris Poll found that a jaw-dropping 42% of Americans have considered or are actively planning a move outside the U.S. The numbers are even more striking for younger generations, with as many as 63% of non-retirees considering an eventual move abroad. 

It’s been estimated that up to 9 million Americans are now living or retired abroad.

Again, this idea has entered the mainstream. And I like to think I had something to do with that.

The question is no longer: Should you consider your options for retiring overseas?

 
That’s a given.
 
The question now is:
 
Where should you think about reinventing your life overseas?

Because this is the part where most people get stuck.

They're reading the newsletters… joining the Facebook groups… watching the YouTube videos… going down the very unreliable AI rabbit holes…

They see the advantages in this life-changing idea. They want to consider making a move. They just don't know where to go.

And the where, I can tell you after three international moves of my own, is the key. It determines everything.


The question then, Dear Reader, isn’t whether to live overseas… it’s where.

Where you choose to hang your hat will shape every detail of your new life: your daily costs, your morning routine, your neighbors, your weather, your health care, your community, and so on.

Get the where right, and everything else falls into place.

And I'll be honest with you, many folks I’ve helped didn’t stick to the first place they chose. And some of them eventually returned to the USA.

There's no shame in that, obviously…

But in all my years, across all the thousands and thousands of people I've helped make this move, I have never once heard someone say they regretted trying. Not one.

In fact, the most common complaint I hear is that they wished they made the move sooner, when they were younger and in better health.

The risk therefore isn't going overseas... it’s waiting too long, often for the fabled “perfect time.”

Because, and please believe me, the “perfect time” does not exist. It’ll always be easy to find a reason to delay.

You need to get up and get going… while you still can.

For that, of course, you need a destination…

That's why I've spent the past year writing my latest book, Where To Retire Overseas: The World's 23 Best Places To Live Rich On Any Budget.

This is the book that answers that last question you need to answer... and gets you moving.

Better yet, I want to send you a FREE copy of Where To Retire Overseas today.

Where To Retire Overseas
Here’s What’s Inside Your FREE Book

My new book will prove that somewhere in our big, beautiful world is a perfect place for you…
Our big, beautiful world is alive with opportunities…

Opportunities for a rich, rewarding, adventure-filled, and sometimes very affordable life in a place that is welcoming, beautiful, friendly, and safe.

As I said before, the challenge is not improving your circumstances by moving to a new country. That’s a given… and I’ve helped tens of thousands of folks over the past 40 years take advantage of that fact.

No, the challenge with this idea is choosing the right country.

Because every aspect of your new life will follow from that choice…

Maybe you already know what type of weather, geography, and culture you want. Or maybe the picture is still forming.

In the 410 pages of Where To Retire Overseas, I take you on a tour of the entire world…

Region by region, country by country, neighborhood by neighborhood…

Until you find where could be best for you.

This Is Not A Travel Guide

Most books about moving overseas are written by editors using internet research… or by bloggers chasing traffic… or, worse, by AI trained on outdated sources.

Where To Retire Overseas is none of those things.

This is a ground-level, firsthand, rigorously vetted portrait of 23 countries I’ve come to know well over the past 40 years I’ve been on this beat.

I’ve tapped into my own experiences, as well as an unparalleled network of friends and correspondents that’s taken me four decades to build.

This book is not a listicle, nor is it a highlight reel.

It’s 23 honest and detailed portraits of the world's best retirement destinations—packed with up-to-date figures, multiple perspectives, and warts-and-all intelligence you simply cannot find anywhere else.
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After decades on this beat, I know your best choices…

And they’re all found within three regions of the world: Latin America, Asia, and Europe.

Among those places, you’ll discover 23 countries and enough variety that you’re all but guaranteed to find your personal, perfect slice of paradise.

Here's a taste of what's waiting for you…

Close, Sunny, And Warm:
Head South To Latin America 

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For most North Americans, Latin America is the natural starting point.

It's understandable. This region is close to home. Flights are shorter and cheaper. The time zones are easily manageable. And much of it is familiar.

Plus, Spanish, once you pick up the basics, is easier and more forgiving than most languages in the world.

Of course, the cost of living across much of this region can be so dramatically lower that your retirement budget feels like it's been doubled overnight.

But the Americas are far more than a budget play…

From Caribbean beaches to Pacific coastlines… from centuries-old colonial cities to expat-founded beach towns… and from award-winning vineyards to cosmopolitan capitals that rival anything in Europe…

This giant region offers a range and variety of lifestyle options that will shock most Americans.

Here is just a small sample of the remarkable places we’ll discuss in Where To Retire Overseas

The Most Popular Expat Destination For Americans

​​​​​​​The list of reasons for its popularity is as big as its enormous size… so the real challenge is finding your exact spot to call home.

Our favorite city here is a rare place, where a modern metropolis and a Spanish-colonial Old Town meet 13 miles of golden Pacific beach. With its boardwalk and food culture, you’d think you were in Southern California. That is, until you learn that a couple can live well here on only $2,500 a month.

This country features everything you’d hope for, from world-class deep-sea fishing and golf to art museums and a thriving expat community. Coverage starts on Page 33.
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The Caribbean Without The Price Tag

White-sand beaches… gentle breezes… swaying palms… and glistening bright blue waters—this island country is the definition of paradise.

But add in a surprisingly low cost of living and one of the easiest and most welcoming residency programs in the world, and you have your first place to consider for your new home by the beach in the Caribbean.

Thanks to a simple path to a second passport and big tax waivers for foreign business owners, this is also a top destination for investors and entrepreneurs. Coverage starts on Page 145.
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World's #1 Overseas Retirement Haven

This is the place I chose to base my business and my family, and I've never regretted it for a moment.

It boasts the world's most generous retirement visa—one that includes tax waivers and up to 50% discounts on everything from airfare to utility bills.

Its capital has the best infrastructure in the region and a skyline that rivals Miami. And if city living isn't your thing, this little country hides a surprising amount of diversity, including Caribbean escapes, mountain-valley expat communities, and a wide selection of Pacific Coast beach towns. Coverage starts on Page 53.
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The English-Speaking White-Sand Escape

This is the only English-speaking country in Central America. For many of the people I’ve helped over the years, that alone puts it at the top of the list.

Of course, this little dynamo of a country also offers the quintessential Caribbean lifestyle. It’s sunny and warm all the time, and with so many expat retirees here already, it’s easy to make real friends. Plus, this is a tax haven that offers a “Red Carpet” visa full of perks and tax waivers.

One of our readers, Rob Burrows, left Cleveland for here and hasn't looked back: "I love the water, so I spend all my free time sailing, surfing, snorkeling, and fishing. Why in the world would I leave?" Coverage starts on Page 75.
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The Land Of Springtime And Flowers

​​​​​​​Few places in modern times have experienced as dramatic a transformation as this country. It went from one of the world's most dangerous zones to one of its most celebrated, sophisticated, and sought-after destinations.

I think of it as a “land of many capitals”… each major city here is known for something unique and offers its own blend of local history, geography, climate, and micro-culture.  Whether you choose to live in the cool mountains, along the brilliant Caribbean Sea, or somewhere in between, you’ll find a comfortable and cultured place to settle in.

Readers Wendy and Darren Howarter left Illinois behind for one of our favorite places in this country. Their verdict after more than a decade living? "We continue to rate it a solid 'A' overall!" Coverage starts on Page 107.
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“No intentions of leaving…”
 “I wanted to tell you I have enjoyed following you for 14 years.

“I am permanently settled in Cotacachi, Ecuador, and have no intentions of leaving. We came here in 2012 because of your letters…" 
 -- Carol Buhler, expat in Ecuador 
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Charming, Cultured, & Captivating:
Discover Old World Europe

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Most Americans assume Europe is out of their reach.

Most Americans are wrong.

Yes, London and Paris have their price tags. But Europe is vast…

Beyond the tourist hotspots lies a world of sandy coastlines, medieval walled cities, ancient island towns, hilltop villages, and even cosmopolitan cities where the low cost of living will surprise you.

If you want your daily routine to include open-air markets, world-class museums, opera, live theater, centuries-old architecture, and outdoor cafés

If you want to revel in getting lost in historic cities, where the streets are clean and safe, and where there’s something new to discover every day…

Then Europe must be at the top of your list.

Of course, I cover all your best options here in depth within the pages of Where To Retire Overseas… here’s a look at just a few of the places you’ll discover:

300 Days Of Sunshine In The Old World

By the numbers, this country barely cracks the top five of Europe’s most popular American expat havens. But that is changing in a hurry… and once you learn more, you'll understand exactly why.

Stunning beaches, world-class cuisine, and welcoming people are just the start. Add in easy residency, a low cost of living, warm weather, and, of course, English-speaking locals, and I’m nearly bound to suggest you consider this country first among your options in Europe.

Certain advantages here are quickly dwindling, however. Should you still consider this place if your move is still years away? We discuss that and much, much more starting on Page 213.

The Good Life Defined

​​​​​​​Absolutely nowhere on earth is quite like this country. Every option in Europe you’ll learn about in Where To Retire Overseas boasts grand architecture, history, cuisine, and culture…

But with due respect to all of them, they can’t hold a candle to the discoveries you’ll enjoy in this country. It’s why it’s been the top destination in Europe for centuries among Americans.

It’s also exactly why the perception of living here is that it’s expensive. However, I am going to show you just how affordable this enchanting land can be… from relaxed medieval villages tucked into green valleys to chic beach towns nestled along sandy Mediterranean shores. Coverage starts on Page 173.

Europe's Best-Kept Secret

​​​​​​​One of the surprises I have waiting for you is a small country that is as tidy, beautiful, and affordable as just about any other place you’ll find in Europe.

You’ll have walled medieval cities and stunning coastlines on your doorstep. And this is one of world’s rare places where the mountains meet the sea.

Readers Warren and Julie Knox left California for this little-known expat destination… they found a quality of life that rivals anywhere in the world—and at a fraction of the price back home (or the usual destinations in Europe). Coverage starts on Page 301.

Historic, Romantic, English-Speaking Europe

​​​​​​​Did you know there is a European country outside the British Isles whose official language is English? It’s a big benefit for Americans living overseas… but a place needs to offer much more than that to make our list.

And so you’ll also learn that this is a sunny and warm Mediterranean nation, with all the happy trappings of Old World island living: tasty food, friendly people, countless outdoor activities, and thousands of years of history to explore.

Add easy residency and a cost of living well below the average of Western Europe, and you may have found your home abroad in the Mediterranean. Coverage starts on Page 187.

The Good Life In The Auld Sod

For many millions of Americans, this is more than a retirement destination—it's a place to get back to one’s roots.

Dramatic vistas, utterly charming towns, and chatty locals that could become best friends all await you here. You’ll find both a warm welcome and a quality of life that is unlike anywhere else in the world.

This was actually my own first home overseas, and it holds a special place in my heart to this day. Coverage starts on Page 233.
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“My dream has come true…”
“I have been living in southern France since Nov 2025! My dream has come true, thanks to you.

“Thank you, from the bottom of my heart!"
-- Mary Kisinger, expat in France
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Ancient, Exotic, & Astonishingly Affordable: Southeast Asia Awaits

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If you’re from North America, Asia is another world.

I'll be honest with you… it's not for everyone. It takes a long trip to get here, and you will likely stand out from the locals.

But incredible things await those with an adventurous soul…

Extraordinary natural beauty, famously delicious food, and fascinating ancient culture are among the rich rewards for making the journey here.

More than anything else, though, the biggest shock will be the cost of living. The costs here are so low, you won’t believe them… I’m talking $2 lunches and house rentals for $350 a month.

In Where To Retire Overseas, we’ll go over all the cultural quirks, and all the captivating surprises, you can expect to discover living in Southeast Asia.

Here’s a quick look at what you can expect:

The Land Of Smiles 

​​​​​​​This country became a magnet for expats more than 30 years ago… and it’s more popular among American retirees than ever before.

Warm weather year-round… a world-class culinary scene… modern cities fringed by palm trees and sandy beaches… and, of course, a cost of living so low that little luxuries like a one-hour massage can cost as little as $10.

Whether you prefer the bustle of a cosmopolitan city, the calm of a beach town with 14 golf courses on its doorstep, or the cool mountain air of a UNESCO heritage city beloved by expats…

This country has something to suit every taste and every budget. Coverage starts on Page 349.

No Translation Needed

This is the only country in Southeast Asia where English is an official language… and it’s one of the only places outside the United States that military veterans can get the same VA benefits as those living Stateside.

Add in 7,500 islands of extraordinary tropical beauty, a famously warm and welcoming local culture, and a cost of living so low that a couple can live comfortably from as little as $1,500 a month…

And you have one of the most underrated overseas retirement destinations in the world. Coverage starts on Page 367.

Rolling Out The Red Carpet—
​​​​​​​Retirees Welcome

​​​​​​​Of all the countries in Southeast Asia, this one is probably the most culturally diverse. It’s a vibrant tapestry of Malay, Chinese, Indian, and colonial British influences that has produced one of the world's most celebrated food cultures.

But this country offers far more than great food. English is widely spoken. Health care is world-class, an overnight hospital stay costs around $45, and private health insurance runs as little as $400 a year.

Plus, a “Red Carpet” retirement visa program makes becoming a legal resident here straightforward.

As many as 250,000 expats already call this place home. Coverage starts on Page 375.

The World’s Greatest Bargain

It's difficult to find a place anywhere in the world where you can enjoy such a high standard of living at such a low cost.

The food here is worth the move alone… it’s some of the healthiest and most flavorful cuisine on earth—and a meal for two costs about $6.50.

You’ll also find world-class beaches… misty mountain retreats… ancient cities steeped in history… and a warmth toward foreign visitors that you have to experience to believe. A couple can live very comfortably here for around $1,400 a month, and often less.

You’ve likely never considered this country before, but that will change the more you learn in the pages of Where To Retire Overseas. Coverage starts on Page 387.
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"Thank you …"
“I have read you for many years, and I felt compelled to write to you and say, Thank you!

“I have lived in Asia about 15 years now. I would have never imagined living here or abroad in any place for that long… yet, I have simply followed my intuition and some common sense and knock on wood, I'm still standing!

“Anyhow, I just want to send this short note to you and again, to say Thank you."
--Greg H., expat in Asia
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Where Do You Want To Hang Your Hat Every Day?

Over the 410 pages of my book, we’ll explore the absolute best havens in the world today to live fabulously, no matter your budget.

You’ll almost certainly enjoy a better quality of life… yet I bet it will cost you less money than you’re spending now.

Which of these will you add to your short list?

And which will you cross off?

Within the 23 countries covered in Where To Retire Overseas, you'll discover:
Beachfront Property For Less Than $100,000—in a sunny European country that barely registers on most Americans' radar… Page 327…
The World's “Gold Standard” Retirement Visa—one that includes up to 50% discounts on airline tickets, hotel stays, restaurant meals, and utility bills... Page 71…
Where You Can Save $72,000 A Year On Health Care—that’s actual savings from one of our readers who made the move… Page 155…
Live On The Mediterranean Sea On $1,600 A Month—look beyond the glitz and glamour of places like Cannes and Ibiza, and you’ll find true value… Page 300…
An Easy EU Passport—multiple European countries offer a path to citizenship simply by proving your ancestral roots. You could be eligible without knowing it… Page 255…
Spring-Like Weather, Every Day Of The Year—I’ll show you a few cities where the weather is never too hot, too humid, or too cold… and where a couple could live well for less than $2,000 a month... Page 111…
A Doctor's Visit For $25—outside of the United States, you’ll find that health care is very affordable. Some places, however, boast prices so low you’ll never have to worry about health insurance ever again… Page 85…
Where You Can Live Tax Free—you shouldn’t choose where to live based on taxes. Luckily, a lot of tax havens are tropical paradises… Page 157…
Where You Live Steps From The Beach For $430 A Month—this country is quickly becoming the most sought-after retirement destination in Europe... Page 213…
Free Health Care—what’s better than cheap healthcare? Getting it free! I’ll show you the countries and how to qualify… Page 81…
Caribbean Beachfront Living From $2,000 A Month—what’s keeping you from spending so little in a place so great? Learn what you need to get there… Page 145…
The Best Wine On Earth—and it’s a bargain, as low as $4 a bottle and $2 a glass in a restaurant. The food here is often rated as best in the world, too… Page 173…
Reefs, River Caves, Ancient Ruins, And More—never worry about boredom in a place that will let you unleash your inner Indiana Jones… Page 75…
The Oldest City In The Americas—where you can walk cobblestone streets lined with 16th-century architecture. And rent a two-bedroom apartment for $600 a month… Page 150…
The Best Deep Fishing In The World—live here, and you could participate in multiple competitions a year. Or head out on your own to hunt for black marlin… Page 54...
A Path To Citizenship In Just Six Months—in a Caribbean nation where a single investment unlocks one of the fastest second-passport programs in the world... Page 155…
A Golf Paradise—sandy beaches, dreamy sunset vistas, and more golf courses per capita than anywhere else on earth. Green fees start at around €42  for 18 holes… Page 224…
3,000 Hours Of Sunshine A Year—in a tiny English-speaking Mediterranean island nation that ranks among Europe's sunniest destinations and most welcoming expat havens… Page 188…
Walled Medieval Cities—and not just in Europe. I’ll also show you where to bask in history in the Caribbean—where ocean-view apartments rent from $700 a month… Page 113…
The Safest City In Latin America—life here is tranquil and enriching. Despite being the region’s premier high-end luxury beach destination, you could live here for around $3,000 a month… Page 134…
The “Overseas” Haven You Can Drive To—you have so many good options here, that you’re going to need help choosing (I have you covered)… Page 35…
Where To Find Property In Italy Under $100,000—in one of Europe's most beautiful and historically rich regions, the cost of living is as little as $1,600 a month… Page 319…
Four Seasons Of Mild Weather—enjoy the seasons but don’t want to break out the mittens? In one place I know, you won’t have to change your wardrobe every year… Page 100…
50% Off Travel Costs (Just For Being Over 65)—in one of Europe's most beloved and accessible retirement destinations, where the public transport system is among the finest on the Continent… Page 217…
You’ll find all of this and much, much more in your copy of Where To Retire Overseas: The World's 23 Best Places To Live Rich On Any Budget.
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“I 100% agree with your assessment with Portugal"
 “Since I received your [previous] book back in 2018 or so, I have retired and bought a place in the Algarve, east of Faro.

“I 100% agree with your assessment with Portugal as a destination for retirement. Thank you and obrigado." 
-- Marc D., Expat in Portugal
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We Don’t Deal In Theory…
We’re Experts Who’ve Done It

On one hand, never before has it been so easy to make this move…

On the other hand, an unprecedented amount of misinformation stands between you and your new life overseas.

The internet gave us the power to research anything…

And for a while, that felt like a gift. You could sit at home and learn about Panama or Portugal, Thailand or Belize, from the comfort of your couch.

Then came social media. Then came AI.

A lot of the information is now worse than nothing… you can’t figure out what’s real, what’s an agenda, and what’s actually an ad.

Facebook groups can be worthwhile, but they’re full of real estate agents and contradicting agendas.

YouTube channels can likewise be helpful, but they’re almost always a single perspective from someone in a specific situation.

​​​​​​​Did You Know?

Researchers recently found that AI answers are wrong up to 30% of the time on general topics. 

It gets worse when it comes to legal matters, like foreign residency—the rate of error jumps up to 88%!
Of course, even when you find accurate information it may be outdated…

For instance, Portugal’s visa rules have changed every year over the past decade.

Bottom line?

You have 195 countries in the world to choose from—with 195,000 internet “experts” who will tell you which one is best.

What you need is not more information… what you need is the right information.

And from people who have actually been there, lived there, and know the difference between how things are supposed to work and how they actually do.

That's what you’ll get in these pages.

From The Back Cover Of Your FREE Book

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Kathleen Peddicord has lived in four countries, traveled to more than 80 countries, and written about living and investing overseas for 40 years.
 
Kathleen provides real and honest insights into our world today, uncovering and spotlighting the world’s best places to live, retire, invest, start a business, and even raise a family.
She has written more than 20 books, including the memoirs At Home In Ireland and At Home At Los Islotes and her latest title At Home Abroad all published by Lahardan Books. Her Buying Real Estate Overseas For Cash Flow (And A Better Life) was published by Wiley in August 2020.
 
Her best-selling How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad was published by Penguin Random House in 2018 and received these reviews:
 “For anyone considering retiring overseas, this book is a must.”    
   Chicago Tribune   
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“[Peddicord] leaves only a few foreign stones unturned, giving readers step-by-step pointers as well as insights to several travel-tested locales that are retiree-friendly… How to Retire Overseas could lend a refreshingly different look at your future.” ​​​​​​​   
  Pittsburgh Post-Gazette  
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  If you’re thinking about living abroad in retirement, this book is essential reading..”    
  Wall Street Journal  
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"Whether you’re in the ‘what if?’ stage, or have graduated to an investigatory visit, or are now seriously intending to live overseas... How to Retire Overseas will be one of your essential resources.   
Rapid River Arts & Culture  
What’s as important as accurate, first-hand information?

The full picture… the good, the bad, the beautiful, and the ugly. I call it our “warts and all” coverage.

No place is perfect. And unlike others, I am not trying to sell you on a specific place.

Hyping up a country only for you to discover that some negative aspect is a deal breaker just leads to lost time, wasted money, and a whole lot of resentment. 

No, I've learned that the readers who thrive overseas are the ones who went in knowing what they were getting into… and chose to try it anyway.

So for every country in these pages, we give you both sides of the ledger—here’s one of the introductory diagrams you’ll find in this book, for instance:
Every one of the 23 countries in this book gets our same “warts and all” treatment.

We’re not cheerleaders. Our only agenda is to provide you with real insights on these places…

So that, somewhere in the pages of Where To Retire Overseas, you find the place that stops you in your tracks.
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 “I’m now confident…” 
“I am grateful that I found Live and Invest Overseas as a resource for my move. I feel good about my destination decision and ready for whatever may come.

“I think the checklist I received…  was great information and confirmed what would work for me. I appreciate the honest information about both the good and challenging parts of destinations outside the United States.”

“It’s certainly not the norm for a single Midwestern female to pick up and leave everything familiar, but that’s what I’m doing. I’m now confident, though, that with preparation and a mantra of ‘Be Flexible,’ one can get through most anything.”
-- Marie Q., soon-to-be expat​​​​​​​
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Your Exciting Life Abroad Is Waiting For You—Just Like It Was For These Readers

This idea of venturing into the unknown for new and better opportunities is more than just possible…

If you’re a North American, this pioneering spirit is in your blood.

The good news is that, with Where To Retire Overseas, you’re not going forth blind (nor do you have to worry about grizzly bears!).

This book is the trusty compass that will point you in the right direction toward your own personal Shangri-la.

And that’s a promise. As I said, I’ve been doing this for 40 years. Over that time, I’ve helped tens of thousands of people—some probably just like you—realize their dreams of a new life overseas.

Here's what some of them have to say:

“I'm a truly happy person now."

“I can honestly say that I'm happier than I ever was living in the States. My wife and I are living much better lives—much healthier lives. We just eat better, and we naturally get more exercise. I lost 70 pounds in the first eight months. I'm a truly happy person now.” ​​​​​​​
Rob B., Caribbean-island expat

“We’re falling in love all over again”

"We found a beautiful apartment with an ocean view, just a short walk to the beach. The markets, the cobblestone streets, the friendly locals… our favorite pastime now is strolling along the water holding hands. We feel like we're falling in love all over again."​​​​​​​
Terry O., Expat in Europe

“Our new home is just too appealing to deny”

“We thought we’d keep a home in the U.S. and spend part of the year abroad. But once we saw what was waiting for us (the beaches, the lifestyle, the [low] costs) we decided to bail out of the U.S. altogether. Our new home is just too appealing to deny.”
W.S., Expat in Europe

“I have never once been bored”

"There are so many things to do, places to go, and events to attend—you can be as involved or not involved as you wish. Many activities are free… the beach or hiking in the hills… and there's always a festival somewhere nearby. In all my years here I have never once been bored."
Janine G., Expat in the Caribbean 

“Our wildest dreams can come true”

"My life was ripe and longing for change… I so greatly appreciate your passion to vet and bring solid opportunities to so many folks, helping us to bypass many mistakes and showing us that even our wildest dreams can come true. You all at LIOS and the people I met… are my support network now."
Sandy F., Expat in Central America

“Moving here allowed me to retire 8 years early”

"I chose this place because it was a safe haven… and moving here allowed me to retire 8 years early. You don't need a big retirement account or income to live the good life here. My husband and I are living a great life, and we get by on much, much less than we were spending back in the States."
—Helena K., Expat in the CaribbeaN

“I could retire overseas for a lower cost of living”

"About 10 years ago I decided I would like to find somewhere that would give my family a better quality of life… I stumbled across the Live and Invest Overseas website. As I read about all these amazing places where I could retire overseas for a lower cost of living and a better quality of life… a year later, I was able to make my move."
—Neil M., Expat in Central America
You’ll find out how and where to join these folks above and the thousands and thousands of others I’ve helped in your copy of Where To Retire Overseas: The World’s 23 Best Places To Live Rich On Any Budget.

My team would like to send you your copy of my new book with my compliments. All we ask is that you cover the cost of shipping and handling… which amounts to $4.95.

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They’re free, all yours to keep, no matter what.

Better yet, we’ve put together one of the most complete overseas retirement libraries ever assembled in one place.

Here's what's waiting for you...
FREE BONUS GIFT #1:

The Retire Overseas Playbook:
How To Move Abroad
 

Lee Harrison retired at age 49.

Not because he was wealthy... and not because he had a windfall or an inheritance.

He retired at 49 on an average income because he made one smart decision…

He retired overseas.

By his own calculation, Lee and his wife would have had to work an additional 12 years had they stayed in the United States. Instead, they bought a one-way ticket overseas…

That was over two decades ago.

Since then, Lee has lived in Ecuador, Uruguay, Brazil, Colombia, and Mexico. He has owned property in six countries. He has learned two languages after the age of 50.

And he has built a life that most people only dream about… and on a budget that most Americans would consider modest.

Now, in this exclusive report, Lee shares everything he's learned.

Neither I nor any of my correspondents, like Lee, deal in theory.

So what you’ll find in Lee’s The Retire Overseas Playbook is hard-won, firsthand wisdom from a man who has made this move (and made it again and again).

He knows exactly where people go wrong and how to get it right…

And after reading The Retire Overseas Playbook, you’ll know, too.

Lee walks you through every step of the process:

  • How to identify what you actually want from your new life overseas… and why most people skip this step and pay for it later

  • How to build your shortlist of destinations… and the simple two-question test that cuts through years of indecision

  • Why you must do this one thing before you commit… and the cautionary tale of a friend who did not—and had to start over six months later…

  • How to get the tax picture right before you move… including the IRS traps that catch Americans by surprise, and how to avoid them…

  • What to ship and what to sell… plus, the three categories every item in your home falls into…

  • How to set up a portable global office, including the one thing most people forget that locks them out of their own online accounts the moment they land overseas…

  • How to find the right health insurance for your situation, including a frank assessment of what to do about Medicare, part by part…

  • Whether to rent or buy… and why Lee, after 25 years of buying overseas properties, is currently renting…

  • And much, much more…

This report is the step-by-step companion to Where To Retire Overseas.

My book tells you where to go. Lee's Playbook tells you exactly how to get there.
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“I haven't regretted that decision…”
“Over the past two years I did a lot of research, which included information that you had provided.

“Then 4 months ago I decided to choose Corozal, Belize. I did so, and I haven't regretted that decision. Thank you for helping me make my decision.“
—Ian Mackenzie, expat in Belize
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And There's (Much) More…

Along with The Retire Overseas Playbook, I'd also like to send you six additional bonuses.

Each one is written specifically for a different reader situation.

Whatever your circumstances, we have you covered and then some...
FREE BONUS GIFT #2:

The Single Person's Guide To Moving Overseas

Going it alone? This report was written specifically for you.

Moving overseas as a single person isn't just possible—it comes with some genuine advantages that couples don't have.

This report covers every aspect of the solo move: how to build community from scratch, how to manage your finances on a single income (including specific budget breakdowns), how to stay safe, how to navigate cultural differences, and how to find love if you're looking for it.
In addition to addressing those issues, you’ll also enjoy our list of the best places to live abroad for both single women and men…

That includes one town that one of our experts calls unquestionably the best place they’ve ever seen for a woman moving abroad in 20 years of scouting the world.

This is the resource that finally speaks directly to the single overseas retiree.
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FREE BONUS GIFT #3: 

The Family’s Guide To Moving Overseas

Not going alone?

This guide is for you whether you're moving with a spouse, children still at home, or hoping to bring adult family members along.
Now, I'll be honest… moving overseas with a family adds complexity. You have move logistics, more emotions, and more people to consider.

The good news is that thousands of families have done this before you, including my own… and I can tell you that it was the greatest gift I ever gave my children. I know firsthand what it feels like to pack up a household with children in tow, to enroll kids in foreign schools, and to watch them thrive in ways I never expected.
In this guide, you'll learn about international schools and what to look for in each region… family visa options across the 23 countries in this book… how to find the right community for your whole household… and how to bring everyone along for the adventure.
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FREE BONUS GIFT #4: 

The Veteran's Guide To Moving Abroad

John Davis called the VA suicide hotline drunk one night.

Then he went to the Caribbean for a vacation, slept through the night for the first time in years, and felt something he hadn't felt since childhood: peace.

He canceled his return ticket, and he’s never looked back.

In this frank, firsthand guide written specifically for fellow veterans, John covers everything you need to know about making this move…
From the five biggest myths about veterans living abroad to the top five countries for American veterans—complete with specific resources, links, and veteran community contacts in each one.

You'll learn how Tricare Overseas, ChampVA, and the VA's Foreign Medical Program work abroad… how to avoid the 25 most common financial mistakes expat veterans make…

And why the military background that felt like a limitation at home turns out to be the single best preparation for expat life.
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FREE BONUS GIFT #5: 

The Health Care Overseas Guide

Health care is among the biggest worries for many Americans considering a move abroad.

The good news is that, in the places I’ll show you, your health care will not only cost much less… it could also be a higher quality than what you’re used to now.

The United States has the most expensive health care system in the world and ranks last among 11 high-income countries in terms of performance.
Meanwhile, in certain countries you can even enjoy free care.

In this comprehensive guide, we break down every health insurance option available to you overseas: international policies, local policies, hospital policies, travel policies, and the "going naked" approach that some expats swear by.

This guide shows you how to navigate your health care options, country by country.
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FREE BONUS GIFT #6: 

Top 10 Ways To Make Money While Living Abroad

Not quite ready to stop working entirely?

Or simply want a little extra income to supplement your retirement?

This report covers 10 proven ways to generate income while living overseas.

You don't need a journalism degree to write for income overseas… you don't need photography school to sell your images online…

And you don't need to be a tech expert to find flexible remote work.

All you need is a sense of adventure, a willingness to follow your passions, and this report to show you where to start.
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FREE BONUS GIFT #7: 

30 Days Of My Overseas Living Letter

While your book is on its way, I'd also like to welcome you as a trial subscriber to my monthly Overseas Living Letter.

This, our flagship e-magazine, is where my team of correspondents on the ground across the globe dig into day-to-day living in the world's most appealing corners.

Each month you'll get detailed, firsthand reports on the destinations worth your attention… updates on visa rules and residency changes as they happen… real estate opportunities… reader questions answered… and the sort of on-the-ground intelligence that no amount of internet research can replicate.
Think of this as your eyes and ears on the ground. It keeps you current, month by month, as you narrow down your search and move toward your decision.

You’ll get it free for 30 days, which provides you with two issues. If you like it, I hope you’ll decide to stick with us.

For your convenience, after this 30-day trial, we’ll bill your card a 100%-refundable, one-year subscription fee of just $47. If you don’t wish to continue, no problem. Just let us know anytime within your 30-day trial period and your card will not be charged.


Either way, you’re fully protected by my 100% Satisfaction, Money Back Guarantee.

You can take the next month to see whether Overseas Living Letter helps you plan for a richer, more prosperous future. No matter what you decide, my book, along with your ALL your bonuses, are yours to keep forever.
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“You have always been spot on with your assessments…"
“My wife and I took advantage of many of your publications and advice and we finally settled down in Spain, a bit south of Valencia along the Mediterranean Sea back in early 2018.

“You have always been spot on with your assessments of various areas worldwide.
We would also like to thank you for all of your past advice…"
—Craig & Erena Wilson, expats in Spain
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Don't Wait… These Free Books Won't Last

I urge you not to delay in responding to this invitation.

I have only a limited supply of freshly printed copies of Where To Retire Overseas: The World's 23 Best Places To Live Rich On Any Budget that I can give out free of charge.

When these boxes of books clear—and I expect they will go quickly—we'll have to take this offer off the table.

At that point, the book will be available only to buyers in bookstores and on Amazon.com at full price.

So please don't miss this chance to grab a copy with my compliments.

One more time, here's everything you'll receive when you take me up on this limited offer today:

Click The Button To Claim It All Right Now

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FREE BOOK: Where To Retire Overseas: The World's 23 Best Places To Live Rich On Any Budget—a brand-new, 410-page book, shipped directly to your door
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FREE BONUS #1: The Retire Overseas Playbook: How To Move Abroad—Lee Harrison's step-by-step guide to making the move, based on 25 years of experience
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FREE BONUS #2: The Single Person's Guide To Moving Overseas—the complete guide to building a new life abroad on your own terms, including the best specific destinations for single men and women
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FREE BONUS #3: The Family Guide To Moving Overseas—everything you need to make this move work for your whole household
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FREE BONUS #4: The Veteran's Guide To Moving Abroad—a frank, firsthand guide written specifically for veterans, covering VA benefits abroad, the top five countries for American veterans, and how to build a better life on your military pension
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FREE BONUS #5: The Health Care Overseas Guide—everything you need to know about your health care options abroad, country by country, so you never have to choose between your health and your budget again
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FREE BONUS #6: Top 10 Ways To Make Money While Living Abroad—a guide that shows you how to join our readers are already earning money while living overseas
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FREE BONUS #7: A full month of my Overseas Living Letter—an e-magazine that introduces you to the world's best overseas retirement and lifestyle havens
Please click below now to tell me where to send your free copy of Where To Retire Overseas

You’ll find that all I ask is that you cover the modest cost of shipping and handling.

Claim your book, and it‘ll be on its way to your mailbox… while your free bonuses will be delivered immediately to you.

Again, I can only keep this invitation open as long as these freshly printed books last.

Once the boxes in my office are empty, this offer comes off the table.

Please don’t miss this chance to grab a copy of my new book with my compliments.
Here’s to your new life overseas,
P.S. I've spent 40 years helping people find their perfect place in the world.

And in all that time, the most heartbreaking letters I receive aren't from people who tried and struggled…

They're from people who never went at all. They’re the ones who had the dream, did the research, and then found another reason to wait… year after year, until it became too late.

I don’t want that to be your story.

In all my years on this beat, I have never once heard someone say they regretted trying. Not one.

You owe it to yourself to explore the possibilities out there waiting for you…

And all you need for that is your free copy of Where To Retire Overseas: The World's 23 Best Places To Live Rich On Any Budget.

Please don't miss out… click the button below to tell me where to send your free book:

Here’s what others have had to say about Kathleen’s work:

“Thanks so much… this was excellent! Very much appreciate the 40-year experience to create a list for best places to retire in world!”

​​​​​​​—Elizabeth T., Canada
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“I wanted to thank you for helping to open my eyes to the world of investing and living overseas! It has been exciting (and a bit overwhelming) to see the opportunities available in a variety of interesting countries…”

​​​​​​​—Stan C. Florida, United States
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“Thank you so very much. I have enjoyed being a subscriber for the last several years. It was the resource that actually got me to take those first steps towards a move to Europe. A lot has been accomplished since that beginning--with your resources bringing us the best of information and training.

​​​​​​​—Debra L., New Yor, United States
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“Thank you, Kathleen, for this exciting opportunity to a new adventure.”

​​​​​​​--Sheila Greenspan, United States
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“Kathleen, we just wanted to let you know that, partially with your help, we finally pulled the trigger and we are living in Panamá. Thank you for all you have done and for all the people to whom you introduced us, to help make this move possible and painless.”

​​​​​​​--John & Becky Gaver, expats in Panama
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“Hi Kathleen! I have been reading your content after being introduced to it by my mom and they have been invaluable in my planning a move to Portugal next year. Thank you!”

​​​​​​​—Lauren G., California, United States

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“My husband Mark and I met you at one of your events a few years back. We were considering Portugal as our retirement destination and your information solidified that decision for us. We contacted the suggested references and made our plan to move. We landed in Portugal mid pandemic January 2021 and are now residents of Lagos. Living our dream and loving our lives. Thank you for all the great information and email support throughout our journey. Much success to you and your team.”

​​​​​​​—Oran & Mark Osterman, expats in Portugal
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“Kathleen, I wanted to take this opportunity to express my thanks for opening my eyes to so many affordable and beautiful places in the world. You and your team have my heartfelt thanks for all the great reporting. I wish you all well in your publications and conferences...”

​​​​​​​—Don Paustin, Texas, United States

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“Because of you, we are currently living in Mexico. Our monies go a lot further here than in the States. We live comfortably within our means. We have people that take care of us 24/7… something we could not have afforded with our SS income. I thank you for urging us to move south. I've told many people about your magazine, hoping that they will do the same. THANK YOU. We are living better because of you.“

​​​​​​​​​​​​​​—Jorge A., expat in Mexico

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I'm simply writing to compliment and thank you for your book. The material is well organized, cogent and professional. Too often books of this nature, compilations of experience by well-meaning but amateur authors, devolve into a story-telling session which may be of obvious fascination to the author but not so much to the reader. I haven't finished the book yet but the information I was most hoping for is there and of great value to my planning. I am particularly motivated by your exhortation to stop planning and just do. And so I must. I am enjoying your work and the economy of your presentation. Well done.”

​​​​​​​—David Thompson, Nevada, United States

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Based in part on the information provided years ago by you, we made the decision to move to Mexico. Here two years now, and we bought a house in central Ajijic. Yup... quetes, parades, and frequent fiestas! We vacation on the coast whenever it gets noisy… we’re loving it here. Just wanted to say ‘thanks’ for helping us with your encouragement and a lot of practical advice.”

​​​​​​​—Judith Labadie, expat in Mexico
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“Hello Kathleen, I hope you're doing well. I am retired and planning to retire and invest overseas. I came across your book. In one word, ‘Wow!’ This is just what I need to get started.”

​​​​​​​—William Smith, United States

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