A Personal Message From
​​​​​​​The Desk Of Kathleen Peddicord

I Shot a Navy SEAL.
​​​​​​​It’s OK. I was ordered to do it

Dear Reader,

I was in the middle of the Nevada Desert…

I pushed through the door of the house and shot the man on the other side…

The guy I shot was a retired Navy SEAL.

After hitting him, I took out two more guys.

What was going on?

The Navy SEAL was one of our SWAT force trainers.

Lief and I had organized the day out with a small group of close friends and colleagues.

Several among our group had never fired a gun before.

Yet there we all were, in the desert, in full SWAT gear, learning to shoot and strategize in pursuit of “bad guys.”

The bullets weren’t real, of course. But, if one got you on an unprotected body part, it sure did sting.

Our Portuguese attorney friend Duarte—one of the first-time shooters—got seriously into the role-play.

“Hey, I’m tired of being a good guy,” he said late in the afternoon, after we’d spent a couple of hours running house-clearing exercises.

“Could I play a bad guy next round?”

It’s times like these when you really get to know people.

Not everyone would be up for a day of SWAT training in the desert sun, but, somehow, after four decades moving and doing business around the world the way Lief and I have done, we’ve been lucky enough to find and form friendships with several dozen folks who don’t find the idea crazy.

These are hardworking, super-smart, uber-successful people who share a world view that prizes discovery and upside and who have learned not to take themselves or anything else too seriously.

People seizing opportunity at every turn—for both fun and profit.

Spending time and doing business with these like-minded, open-thinking guys and gals is, for me, the biggest benefit of the live-and-invest-overseas lifestyle Lief and I embrace.
This is Kathleen here, by the way, with Lief at my shoulder, watching every word I type…

Because the invitation I’m extending to you today comes from both of us.

It involves spending time with both of us—along with our close circle of smart and successful friends—in our favorite places around the world… as well as new frontiers we plan to explore…

And, again, these expeditions are about having fun but also focused on shopping for investment upside.

More on the profit potential on the table in a moment.

First, I want to make it clear that I’m not speaking only of adrenaline-filled days shooting targets in the desert.

I’m talking about grand adventures of all descriptions.

In recent years, we’ve run with the bulls in Pamplona… ​​​​​​​
Dined with dignitaries during Siena’s Palio… the oldest and most dangerous horse race in the world…
We’ve traveled the Silk Road…
All the way to the end of China’s Great Wall to see the fort erected there by his troops to honor the great Chinese warrior general Guandi…
Then, a year later, we continued on the trail of Marco Polo, journeying from Tashkent to Samarkand…
We’ve gone on safari in Kenya…
Rubbed elbows with the glitterati on Montenegro’s jet-set coast…
And traveled the ancient coast of Turkey, too, from Izmir and Ephesus to Bodrum and Kalkan…
In the company of those whose company we most enjoy, we’ve participated in the Olympic Games in Paris…
Practiced hawking at the oldest falconry school in the world in the west of Ireland…
And voyaged the canals of La Petite France in Strasbourg…
We’ve explored Panama’s old town…
And joined in for a rodeo on this country’s Veraguas coast…
We’ve welcomed members of this private circle to our home in Medellin, Colombia, to consider current investment opportunities with the help of local market-makers…
We’ve had adventures Stateside, too… including an Old West shootout in San Antonio…
And a hunt for gators outside Orlando…
The time spent on the trail of discovery and adventure with this very like-minded circle of friends has become the highlight of our annual calendars. We look forward to every expedition…

But, as I’ve mentioned, there’s much more to this opportunity than perpetual globe-trotting.
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Our circle also enjoys first-in insider investment invitations that often sell out before anyone else hears about them… presented during informal get-togethers and private suppers…
More on that in a moment… first, the point right now.

We keep our Private Network, as we call it, small intentionally. A larger group would make it much harder to enjoy the travel and investment upsides our Private Network members are able to access.

We limit membership, but, once a year, we open the door to this special group and invite a handful of new members inside.

People—I’m thinking perhaps including you—who would welcome the chance to join us for adventures in the world’s most exciting spots…

And as guests at our table to be privy to the world’s next great profit opportunities.

Your Personal Invitation To
​​​​​​​Become Part Of This Very Private Circle

This opportunity isn’t for everyone.

This is a chance to keep regular company with Lief and me and our inner circle of most trusted friends. These folks are all professionals in the business of living, investing, and doing business overseas. They’re the very people we have counted on over the past four decades to help us build the lifestyle we’re now so fortunate to enjoy…

And they can position you to do the same.

That’s the reason for this letter—to alert you to this opportunity to become part of our circle of adventurers and profit-seekers to expand your life, your future, and your portfolio in ways you right now might not be able to imagine.

This is a one-of-a-kind invitation that we may not be able to extend again…

So, I urge you, if the idea of chasing adventure with upside in the company of a bunch of folks who prioritize seizing the day above all else appeals to you, please keep reading…

Private Network Privilege #1:
​​​​​​​Adventure!

Running with the bulls in Pamplona… cheering on the riders at the Palio in Siena… journeying the Silk Road… riding camel back in the Kyzylkum Desert… following in the footsteps of Cleopatra along the boulevards of ancient Ephesus…

Hanging out with the local movers and shakers in Panama… Colombia… Turkey… Portugal… Northern Cyprus… Montenegro… Argentina… Croatia… France… Paraguay…

Moving around the world from Paris to Panama City… Medellin to Dublin… Lisbon to Istria… Buenos Aires to Tangier… sharing a glass of wine each place you land in the company of folks who see the world as full of opportunity and upside as you do… and who support your dreams and help you progress your plans…

I’d say that’s a life that’s as good as life gets.

And it’s the life that Lief and I have been so very fortunate to be living for some long while.

Lief and I aren’t jet-setters. We both come from modest middle-class backgrounds—Lief from Phoenix, me from Baltimore. We’ve both worked since we were 15. We don’t take money for granted.

And, honestly, we don’t value money over everything else.

We’ve worked for decades to create a lifestyle that isn’t about profits above all. We chase experience first.

Making the connections we’ve made… building the infrastructure we’ve pieced together… forming the friendships we today so value…

None of it has come easy… and it certainly did not come quick. The lifestyle that we enjoy today is the result of decades of hard work.

I’m not complaining. The journey is everything, right?

But here’s the thing about a life lived across the globe…

It’s more fun when you’re able to share it.

That’s why we formed our Private Network in the first place… and it’s why I’m writing to you today…

​​​​​​​Because we believe you could be an ideal Private Network candidate.

As a member, you would be on the list for every trip we take, big and small.

We plan at least one grand adventure each year. In addition, Lief and I and your fellow members are constantly on the move. We stay in touch through regular private dispatches to let you know where we’ll be… so that, every time you’re able, you can meet up with us to share in the fun.

Join us for une coupe in Paris… a rum tasting in Panama City… or a meal of exotic local specialties in western China…
Meet us for a wine adventure in Mendoza… river-rafting in Cayo, Belize… a tour of Christmas markets in Berlin… a hike in Chamonix Mont Blanc… or a weekend getaway to Lake Como…
Then make room on your calendar for the next big event… the next grand, once-in-a-lifetime adventure.

Speaking of… where are we headed next?

Morocco!

I explored this exotic land of spice and mystery, from Tangier and Agadir to Marrakech and Rabat, at the start of my career some 40 years ago. I have wanted to return ever since.

At last, Lief and I have a reason to get to know modern-day Morocco. This country is enjoying strong economic growth and a tourism boom that is translating into an expanding property market.

Sounds like our kind of place.

Increasingly diverse and top-quality real estate product is on offer at rock-bottom prices. Time to take a closer look.

Next after Morocco on our must-travel list will be Part IV of our Silk Road adventures… in what is the least-known stretch of this ancient trading route…

Through Mongolia.
We’re conceiving an itinerary that’d make Marco Polo envious.

We’ll ride camels… explore an ancient lost city… watch a traditional folk show with wild Takhi horses… take a first-class train ride through the Gobi Desert… and much more.

These are full-service tours whenever possible… in four- and five-star hotels at every stop. Affordable luxury… that’s our motto.

As a Private Network member, you’ll be on the list for both expeditions currently in the works—to Morocco and Mongolia—as well as for every future adventure we plan.

You may not be able to join every time, but you’ll hear all about every adventure during regular virtual meet-ups.

And that’s just the start of how Private Network will fill your life with adventure, discovery, and upside…

Why Meet In Panama City?  

Imagine a country that uses the very same currency you do now… A business hub that’s at the center of the world… with tax advantages you won’t find back home… and a banking sector that has never had a single crisis.

On top of this: It’s a tropical paradise with year-round warm weather, some of the finest beaches on the planet… Its capital has skyscrapers that reach the clouds, and all the culture and excitement you can handle.

You don’t have to imagine this place. It’s real.

This is Panama City.
It’s the place where Live and Invest Overseas is based, and the city where Lief and I have spent most of our lives over the past 15 years…

I know Panama… and all its opportunities… the best places to dine or for a glass of Prosecco… like the back of my hand.

When you join us as a Private Network member, I look forward to sharing all my city tips with you in person… in Panama City.

Private Network Privilege #2:
​​​​​​​Profit!

The world is alive with opportunity for fun and for profit.

Lief and I have operated under that driving belief for decades.

As much as possible… wherever and whenever possible… we combine the two.

That’s why some of our trips have an ulterior motive…

That is, some of our expeditions are not only about chasing adventure. They’re also about chasing upside.

I was the first to shine a light on investment opportunities in Costa Rica… some 40+ years ago.

Next came Belize… then Ireland…

Followed by Panama… and Croatia…

Portugal and Montenegro…

Then Colombia, Argentina, Paraguay…
​​​​​​​
Spain, Northern Cyprus, Greece…
In every case, readers who paid attention made money. Sometimes a lot of money… right alongside Lief and me.

We’ll share stories with you over a bottle of wine during our Private Network adventures. It’s too much to go into here now…

My point is that Lief and I have made a career identifying markets ahead of the curve… and we continue to survey the world map in real time to target our next buys.

When it comes to property profits, Lief takes the lead… and, as a Private Network member, you’ll be welcome to join Lief and his team on their property scouting trips where they get serious about vetting markets and opportunities.

This means you can get in first… ahead of the general Live And Invest Overseas readership… and sometimes you’ll be able to access special, one-off deals that we simply can’t open up to everybody.

This could be a chance to get one of the best units in a pre-construction offer… or to save tens of thousands of dollars on an early-in investment opportunity… and sometimes both.

Best of all, before you make any commitment, you’ll have Lief’s ear.

Lief has long, deep, and broad experience making money buying and selling property overseas. He’s been doing it for 30 years. Over those decades, Lief has processed more potential opportunity… and then acted on the very best of it… than anyone else you’ll find. He’s bought in 24 markets and currently holds a multi-million-dollar portfolio across 13 countries.

As a Private Network member, you’ll shop by his side.

You’ll watch and listen as he considers both markets big picture and specific offers. You’ll be able to ask your questions… and hear his insights firsthand. He’ll help you figure out whether a particular opportunity makes sense for your portfolio.

Lief and his team are on the road continually… and as a Private Network member, you’ll be invited to tag along every time.

Once on the ground, you’re under no obligation, of course… but this is your chance to enjoy a first-in-line position when you decide you’re ready to act.

And, again, we’ll host a virtual meet-up post each scouting adventure to bring you up to speed if you weren’t able to join on the ground.

Private Network Privilege #3:
Informal Get-togethers And Private Suppers

As a Private Network member, you’ll be very welcome to join us on every trip we take. In fact, we’ll be very much looking forward to your company!
​​​​​​​
However, we understand that it won’t be possible for you to come along for every scouting trip.

Plus, we discover opportunities between our boots-on-the-ground expeditions.

That’s why we host informal get-togethers and more formal private suppers… where we share the details of our most recent finds and current recommendations in person and one-on-one.
These meet-ups are a chance for us to stay in touch and to continue to enjoy each other’s company between adventures.

They’re also an opportunity for us to introduce special guests.

I’m speaking of experts and professionals the general Live And Invest Overseas readership doesn’t have access to…

The kind of folks who make a difference in the markets we follow…

And who can help you understand how to position yourself ahead of the crowd to reap maximum reward.

Sometimes these under-the-radar meetings take place in unexpected locations… like on a hilltop retreat on Panama’s Veraguas Pacific coast.

This was the case recently… when one of Panama’s top insiders—a businessman whose family has had an enormous amount to do with the prosperity this country continues to enjoy—joined our small group for a private chat in one of the most beautiful settings imaginable.
​​​​​​​
Where are Jose and his family targeting as the next big opportunity in their home country? I can’t give that away here… but Private Network members in attendance that sunny weekend in Veraguas already know the answer…
Similarly and even more recently, we invited members to join us at our apartment in Medellin… where we spent an evening with a longtime friend whose family is playing a pivotal role in moving Medellin ever-forward along its path of progress… and who shared his insider insights into where this market is going next…
Other times these conversations will be more formal… more private… and even richer with potential upside.
​​​​​​​
Again, your name will be on the guest list every time.

Private Network Privilege #4:
Two Nights A Year On Panama’s Pacific Coast
​​​​​​​AND Two Nights A Year In Medellin, Colombia… On Us

You may have heard about Los Islotes. It’s a private community that Lief and I are creating on Panama’s Veraguas Pacific coast. For us, this is the definition of Paradise…
We’re working to layer the comforts and 21st-century living over this untouched Eden. And we enjoy the chance to share what we’re doing with friends… including our Private Network members.

So, as a member, you’re invited to enjoy two nights each year as our guest at our private guest house…
Lief and I divide our time now between Paris and Panama… but we consider a handful of other spots on the globe as adopted home towns, too… including Medellín, Colombia, where we’ve had an apartment since 2010.

Medellin is a lovely city of springtime and flowers… and an innovative and green city working in real time to ever improve itself.

It is also, right now, again, a market of opportunity. As it was when we first discovered it more than a decade-and-a-half ago, Colombia is again at a turning point. We’re paying closer attention… carving out time in our personal schedules to return for a current-market inspection… and, of course, Private Network members will be invited to join us.

Come rediscover Medellin with us… or visit on your own as our guest. We make our apartment available to Private Network members for two nights each year…
That’s four free nights total spent between two of our favorite places on earth… each year… on us.

Your Private Network Founders,
Hosts, And Travel Companions​​

 Kathleen Peddicord 

Founding Publisher and President
Live And Invest Overseas

Kathleen Peddicord has covered the live, retire, and do business overseas beat for more than 40 years and is considered the world’s foremost authority on these subjects. She has traveled to more than 80 countries, invested in real estate in 24, established businesses in 7, renovated historic properties in 6, and educated her children in 4.
Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland… then to Paris, France… next to Panama City, where she has based her Live and Invest Overseas business. Most recently, Kathleen and her husband Lief Simon divide their time between Panama and Paris.

Kathleen was a partner with Agora Publishing’s International Living group for 23 years. In that capacity, she opened her first office overseas, in Waterford, Ireland, where she managed a staff of 30 employees for more than 10 years. Kathleen also opened, staffed, and operated International Living publishing and real estate marketing offices in Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France.

Kathleen moved on from her role with Agora in 2007 and launched her Live and Invest Overseas group in 2008. In the years since, she has built Live and Invest Overseas into a successful, recognized, and respected multi-million-dollar business that employs a staff of 35 in Panama City and dozens of writers and others around the world.
Kathleen has been quoted by The New York Times, Money magazine, MSNBC, Yahoo Finance, the AARP, and beyond. She has appeared often on radio and television (including Bloomberg and CNBC) and speaks regularly on topics to do with living, retiring, investing, and doing business around the world.

In addition to her own daily e-letter, the Overseas Opportunity Letter, with a circulation of more than 400,000 readers, Kathleen writes regularly for U.S. News & World Report and Forbes.

 Lief Simon
 

Offshore and Real Estate Director,
Live And Invest Overseas

Lief Simon is our resident real estate investing and offshore diversification expert. His twice-weekly free newsletter, Offshore Living Letter, covers both topics with direct and easy-to-understand language.

Lief has lived and worked on 5 continents and traveled to more than 75 countries. His real estate investing experience began more than 30 years ago with a multi-unit building in Chicago.
After selling that building for a leveraged total return of more than 1,800% in two and a half years, Lief began to diversify internationally. In the decades since, Lief has bought more than 60 properties, investing in 24 different countries around the world. He has developed land, managed rentals, built and renovated houses, and flipped pre-construction buys. Lief has more experience buying and profiting from real estate around the world than any other individual investor you’ll find.

In addition, Lief specializes in offshore diversification, asset protection, and tax mitigation. Over the last three decades living and doing business around the world, he’s built a network of reliable and expert contacts he trusts on these matters—attorneys, bankers, tax consultants, and other advisors, both Stateside and in the jurisdictions where he spends time and money.

These are the people who keep the entire Live and Invest Overseas team up-to-date on important changes… as they happen. We know of no other reliable source where this kind of from-the-scene intelligence from the world’s top offshore havens is shared in real time by someone with such extensive real world, firsthand experience.

Private Network Privilege #5:
Access To The World’s Greatest
​​​​​​​Network Of Live And Invest Overseas Pros

When you become a Private Network member, I won’t be opening my Rolodex to you.
Anyone can do that.

Now, I’d put my Rolodex head-to-head against that of anyone else covering this beat… but sending you a list of the names of strangers in far-off places who you’ll likely never meet may or may not be helpful for you.
​​​​​​​
That’s why, when you become a Private Network member, I’m going to do something more.
​​​​​​​
I’m going to put you in direct contact with my most trusted colleagues, friends, and personal advisors across the globe… in person.
These are the movers and shakers in the business of living and investing overseas. These ladies and gents are passionate about what they do… and they’re darn good at it.
And, when you become a Private Network member, you’ll have personal, direct access to every one of them.

You’ll get to know these people out in the field—during our adventure travels, our scouting trips, our informal get-togethers, and our private suppers.

I’m talking about dozens of folks—attorneys, bankers, tax advisors, offshore experts, real estate pros, and investors… all the savviest in their fields… and all available to you in the most intimate settings imaginable…
I’m not exaggerating when I say that having access to these experts could save you years of your time and a whole lot of your money.

Knowing these folks could also make you a lot of money.
​​​​​​​
Three decades ago, when Lief and I left the States bound for Waterford, Ireland, we set about this the hard way—largely on our own and operating through trial and error.
One of the best experiences and decisions in my adult life.
--Bob J., United States
We went far too long without support, figuring everything out on our own.

​​​​​​​The trials, tribulations, and setbacks that approach necessitated are now the stuff of family lore. Again, I’m happy to share war stories next time we’re on the road together.

My point here is that you do not have to and you should not try to go it alone. Not when you can access our entire Rolodex in person!

Decades into this adventure, we know who to call when we need advice… and now you do, too.

These folks are all also excellent dinner company… I promise. I can’t wait to make the introductions.

Private Network Privilege #6:
Entrée To The Most Like-Minded Community
​​​​​​​You’ll Ever Find

It’s not only an instant connection to the world’s most extensive network of live-and-invest-overseas professionals that you’ll enjoy when you become a Private Network member…

​​​​​​​Your circle will widen in another significant way, as well.

As a Private Network, member, you’ll be welcomed into a community of like-minded souls… a private world filled with new friends eager to know you, to support you, and to take off on adventure after adventure at your side…
These folks are the best company I know—the best travel companions, the best dinner partners, the ones I most look forward to spending time with anywhere in the world.

The most welcome emails I receive at this stage of my life are ones from these guys and gals reaching out to say, “Hey, I’m going to be in your neck of the woods next week… wanna’ get together?”

You betcha’ I want to get together, I respond as quick as I can. Just let me know when and where.

I know that my Private Network cohorts will have delightful tales to tell, worthwhile market insights to share, and irresistible ideas to suggest. Our conversations are never dull or disappointing.

Now you’ll be on the email list, too.

As a Private Network member, you’ll travel not only in good company… but also in safety, comfort, and style… with all logistics figured out for you. All you’ll have to do is make your reservation, grab your passport, and head for the airport. Your fellow Private Network members—including Lief and me—will be waiting for you when your plane lands. Talk about peace of mind.
​​​​​​​
I can’t imagine an easier or a more genteel way to see the world.

The Most Upside-Rich Invitation You’ll Ever Receive…
​​​​​​​Available On A Very Limited Basis

And, once you’ve been accepted as a Private Network member, all of these privileges are yours for life, as long as you keep your membership active.

There’s no running comps for this. Nothing else compares to our Private Network…

Every trip you take as a Private Network member could lead you to an opportunity that makes you hundreds of thousands of dollars. We’ve seen it happen again and again and again over the years…
​​​​​​​
Every trip you take as a Private Network member will definitely lead to stories your friends will envy and memories you’ll cherish for the rest of your life.
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Apply For Your Private Network Membership
​​​​​​​Here Now

Only 10 Places Available

As I mentioned, we keep our Private Network circle small and invite new members only once each year.

This is not for everyone, but I’m writing to you today to extend this very special invitation because I believe you would benefit enormously from this membership and I would be delighted to count you among our most inner circle of friends and colleagues.
Kathleen and Lief, I appreciate that you’re sharing what you’ve gone through with all your moves. I also am so glad to have the names of trustworthy attorneys and bankers.
--Iris W., United States
If you’re ready to embrace a life of discovery and upside…

To become part of our like-minded circle of adventurers forever in pursuit of fun and profit…
​​​​​​​
I urge you to respond to this personal invitation now.
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Apply For Your Private Network Membership
​​​​​​​Here Now
We can accept only 10 new Private Network members. These places will fill very quickly.

Lief and I hope to meet you soon, in person, to welcome you personally to our Private Network circle.

Oh, the places we’ll go.

We promise we’ll be unarmed.
Kathleen Peddicord and Lief Simon

P.S. Where shall we meet next…

The Café Paris just around the corner from our apartment in the 7th arrondissement to share a glass of champagne and a chat…

The terrace of our private apartment in Medellín, Colombia, for a rum cocktail at sundown while our local contact details the opportunity he has identified for positioning yourself in the great Colombia Comeback, just begun…

The gun range in Panama City, where you’ll find Lief every Saturday morning we’re in town…

Kayaking in the lagoon at Los Islotes… hiking in the forest of Nova Scotia, where we’re building a log cabin… enjoying the truffle harvest in Istria, Croatia… or the grape harvest in Mendoza, Argentina…

Following the Silk Road… tracing the legacies of the Knights Templar… or chasing ultimate escape in Paraguay…

Scouting the market in Tangier… along the coast of Montenegro… or Crete…

Once-in-a-lifetime grand adventures, property scouting trips, informal get-togethers, and private suppers…

Hanging out with the local movers and shakers in Panama… Colombia… Turkey… Portugal… Northern Cyprus… Montenegro… Argentina… Croatia… France… Paraguay… Spain…

We Private Network members are forever on the move, chasing upside and adventure.

When you become a Private Network member, we’ll keep you up-to-date in real time about every opportunity to connect with Lief and me and your fellow Private Network members via private dispatches and regular virtual meet-ups.

You’ll be on the list for every grand adventure, every scouting trip, every meet-up, and every private supper.

You’ll become part of our most-trusted inner circle.

We can accept only 10 new members. These places will fill quickly.

Please go here to respond to this personal invitation and apply for membership now.

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Apply For Your Private Network Membership
​​​​​​​Here Now
Reach us with questions and comments at CustomerService@liveandinvestoverseas.com 
or by phone, toll-free from the United States, at 1-888-627-8834.
Copyright © 2008-2026 Live and Invest Overseas, Founding Publisher Kathleen Peddicord
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